Mission Despite advances in technology the traditional banking sector remains inefficient, expensive and for many impossible to access. Today, the under-banked / no-banking population of the world is 5 billion people. Our mission is to make banking free, for everyone, forever, and to deliver more advanced financial services, including access to cryptocurrencies, at a much lower cost. Concept: Crowd Banking Using the latest technology we will coordinate a Peer-to-Peer market in which individuals supply banking services to one another. We will have some employees but millions will work for us. The system will be accessed by an easy-to-use mobile app designed for individuals and merchants where sending a payment, exchanging money, or investing in the latest Blockchain technologies will be as easy as sending a text message. Without the need for high-street branches, ATM machines, cooperate offices, or thousands of salaried employees, the LakeBanker system has little operationa...